Protecting Yourself from Identity Theft

Congressman Jim Matheson
2013-09-27 14:11:24
Congressman Jim Matheson, 4th Congressional District of Utah Dear Friend, In many ways, technological advancements have made life at home and at work easier for all of us. Unfortunately, the risks of becoming a victim of crimes related to identity theft or fraud have also grown with increased access to the Internet. Just last year, the Federal Trade Commission received more than 2 million complaints - 18 percent of which were related to identity theft. In order to help you and your family identify threats and protect yourselves from identity data theft or fraud I wanted to share two consumer resources that may be useful. 1.����� If identity thieves access your personal information, they can deplete your bank account, run up charges on your credit cards, or receive medical treatment on your health insurance. �If you believe someone has unlawfully accessed your personal information, it is important to take these immediate steps to begin protecting your identity. � � � � - Place a Fraud Alert: Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. An initial fraud alert can make it harder for an identity thief to open more accounts in your name. www.consumer.ftc.gov/articles/0275-place-fraud-alert - Order Your Credit Reports:��A credit reporting company can help you obtain a free copy of your credit report. Once you know which of your accounts have been tampered with, contact the business, and speak with someone in the fraud department.�� It is always a good idea to follow up in writing and keep a record of your communications. www.consumer.ftc.gov/articles/0276-order-credit-reports - Create an Identity Theft Report: An Identity Theft Report will help you deal with credit reporting companies, debt collectors, and businesses, it will also help you open new accounts in your name. To create one, file a complaint with the FTC and print your Identity Theft Affidavit. Use that to file a police report and create your Identity Theft Report. www.consumer.ftc.gov/features/feature-0014-identity-theft 2.����� Criminals often use mail, phone, and the Internet to commit different types of fraud.� These crimes include credit card scams, phishing schemes, and identity theft. The good news is there is a way to limit unsolicited mail - including pre-approved credit card applications. You can opt out of pre-screened offers of credit cards and insurance permanently by visiting www.consumer.ftc.gov/topics/limiting-unwanted-calls-emails. In addition, at www.donotcall.gov, you can be added to the National Do Not Call Registry - a free, easy way to reduce the telemarketing calls you get at home. I am honored to serve in Congress on behalf of Utah families like yours. As your representative, I always appreciate hearing from you on current topics and issues affecting you and our community.� Please let me know areas you find especially interesting or where I can provide you with additional information.� I value your ideas and look forward to hearing from you. Sincerely, Jim Matheson U.S. Representative 4th District of Utah
September 27, 2013

Dear Friend,

In many ways, technological advancements have made life at home and at work easier for all of us. Unfortunately, the risks of becoming a victim of crimes related to identity theft or fraud have also grown with increased access to the Internet. Just last year, the Federal Trade Commission received more than 2 million complaints - 18 percent of which were related to identity theft.

In order to help you and your family identify threats and protect yourselves from identity data theft or fraud, I wanted to share two consumer resources that may be useful.

1.      If identity thieves access your personal information, they can deplete your bank account, run up charges on your credit cards, or receive medical treatment on your health insurance.  If you believe someone has unlawfully accessed your personal information, it is important to take these immediate steps to begin protecting your identity.        


2.      Criminals often use mail, phone, and the Internet to commit different types of fraud.  These crimes include credit card scams, phishing schemes, and identity theft. The good news is there is a way to limit unsolicited mail - including preapproved credit card applications. By clicking

I am honored to serve in Congress on behalf of Utah families like yours. As your representative, I always appreciate hearing from you on current topics and issues affecting you and our community.  Please let me know areas you find especially interesting or where I can provide you with additional information.  I value your ideas and look forward to hearing from you.


Sincerely,

U.S. Representative
4th District of Utah
 

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